Value Distribution
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Retained Earnings
Retained for reinvestment in our resources and businesses for growth which, over time, should benefit all of our stakeholders -
Employees
Discretionary bonus paid to employees through variable cash bonus and long-term incentive share plans -
Society
Contributions to society through direct and indirect taxes, and community investments including donations, in-kind contributions and associated management costs
We also distribute non-financial value to our stakeholders in the following ways.
CUSTOMERS
Delivering suitable products in an innovative, easily accessible and responsible way.
SOCIETY
Supporting social enterprises, promoting financial inclusion, investing in and implementing environmentally-friendly practices.
EMPLOYEES
Training, enhanced learning experiences as well as health and other benefits for our employees.
REGULATORS
Active engagement with local and global regulators and policy makers on new reforms and initiatives that help ensure a sustainable banking industry.