Bajaj Allianz Life Invest Protect Goal III

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

At a Glance

Features & Benefits

Maturity Benefit

On survival of Life Assured till the maturity date, Total Fund Value as on the date of Maturity, shall be payable.

Death Benefit:

On death of the Life Assured during the policy term, the following shall be payable –

Higher of Prevailing Sum Assured* or Regular Premium Fund Value Plus

Higher of Top-up Premium fund value or Top-up premium Sum Assured, if any

The total death benefit shall not be less than Guaranteed Benefit of 105% of the total premiums including Top-Up premiums, if any, received up to the date of death.
Note –

• All the above are as on date of intimation of death of the Life Assured
• Benefit is payable if premiums are paid up to date and policy is in-force

*The Sum Assured chosen by the policyholder will be reduced to the extent of the partial withdrawals made from the Regular Premium Fund during the two (2) years period immediately preceding the date of death of the Life Assured. The partial withdrawal made from the Top-Up Premium Fund shall not be deducted for calculating this Sum Assured.

Advantages

• Security: Lump sum payout for your loved ones in your absence
• Returns of Charges¹: Helps boost your fund value
• Market linked benefits: Helps to grow your invested corpus
• Loyalty additions²: A reward for staying invested
• Fund Maintenance Booster²: Ensure you remain protected throughout your chosen policy term
• Tax benefits³: Avail tax benefits3 as per prevailing tax laws

¹Mortality Charges deducted are returned during the policy term, by way of Loyalty Advantage added to your Fund Value. | Premium allocation charges will be added back to your savings at the end of 15 th policy year provided all due premiums have been paid. | ²Loyalty additions & Fund Maintenance Booster are subject to policy terms and conditions.

³Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

Disclaimer

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

Bajaj Allianz Life Insurance Company Limited.

Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Co. Ltd. Regd. Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006, Reg. No.: 116, CIN: U66010PN2001PLC015959, Callus on toll free No.: 1800 209 7272, Mail us: [email protected]. The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale. All charges/ taxes, as applicable, will be borne by the Policyholder.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Invest Protect Goal III is A Unit-linked Non-Participating Individual Life Savings Insurance Plan UIN (116L205V01) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Bajaj Allianz Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Bajaj Allianz Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis, and is not linked to availment of any other facility from the bank.

BJAZ-WC-ECNF-12253/25

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How to Apply