Travel Secure (UIN – RSATIOP18116V011718)

What is travel Insurance?

Travel insurance keeps you safe when you travel. You buy it to protect yourself from unwanted incidents that might happen during your trip. It helps you if you have to cancel your trip or if something goes wrong while you're traveling. It also covers your medical expenses if you get sick or hurt on your trip. And if you lose your luggage, it can help you with that too. You can choose Travel Insurance for just one trip or for multiple trips. Travel Insurance is there to help you have a worry-free journey.

Who needs to buy travel secure insurance policy?

If you're unsure about the significance of having a Travel Insurance policy, consider these key factors to gain clarity.

Frequent travellers

Frequent travelers are more exposed to travel-related risks, and having Travel Insurance can offer financial protection during multiple trips throughout the year.

Vacationers

Whether you're going on a family vacation or a solo adventure, Travel Insurance Policy can be beneficial. Vacations involve considerable expenses and planning, and insurance can safeguard your investment in case of unforeseen events that disrupt or leads to the cancellation of your trip.

Seniors citizens

Older travelers may face specific health considerations during their journeys. Travel insurance can be especially important for seniors, offering medical coverage tailored to their age and ensuring a smooth trip without worrying about unforeseen medical expenses.

Business travellers

If you frequently travel for business purposes, having Travel Insurance can be beneficial. It offers coverage for work-related trips, including trip cancellations, medical emergencies, and travel assistance, ensuring a smooth and productive business journey

Budget travellers

Even if you're on a tight budget, basic travel insurance can provide essential coverage without breaking the bank.

Studying Abroad–Students

Ideal for students pursuing education overseas to cover against medical expenses, tuition fee in case of interruptions, personal liability in case of accidental harm or property damage, lost passports etc

What is Included and Excluded in Royal Sundaram's Travel Secure Insurance Policy?

Included

Medical emergencies

Coverage for medical expenses incurred due to illnesses, injuries, or accidents during the trip.

Trip cancellation

Reimbursement for prepaid trip expenses if the trip is canceled or interrupted for covered reasons.

Baggage and personal belongings

Compensation for loss, theft, or damage to baggage and personal belongings during the trip.

Emergency medical evacuation

Coverage for emergency medical evacuation to the nearest suitable medical facility if required.

Personal liability

Protection against legal liabilities for third-party injuries or property damage caused during the trip.

Travel Assistance Services

Access to travel assistance services, such as overview of country, Weather, Currency Exchange Rates, Vaccinations etc.

Excluded

Pre-existing medical conditions

Pre-existing medical conditions are not covered under travel insurance.

High-risk activities

Participation in certain hazardous activities, such as extreme sports or adventure sports, is excluded.

Intentional self-inflicted injuries

Injuries caused intentionally or due to self-harm are not covered.

War and terrorism

Losses or incidents related to war, acts of terrorism, or civil unrest are excluded.

Travel to high-risk countries

Some travel insurance policies exclude coverage for travel to countries with high-risk situations, such as civil unrest or health epidemics.

A step-by-step guide to file a travel insurance claim

Step 1

Claim intimation

Call +91-22-67872035 or intimate the claim online

Step 2

Claim adjudication

Processing and adjudication of the claim

Step 3

Track claim

We will process your claim and keep you updated

Disclaimer:

Travel Secure product is an IRDAI approved product with UIN – RSATIOP18116V011718, which is underwritten and serviced by Royal Sundaram General Insurance Co. Limited. This brochure is not a contract of Insurance. Please refer policy document for exact terms and conditions and specific details applicable to this Insurance. Your participation in this insurance product is purely on a voluntary basis. We advise you to take your own professional advice before you participate.

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Royal Sundaram General Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Royal Sundaram General Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis, and is not linked to availment of any other facility from the bank. 

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in

UIN – RSATIOP18116V011718

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.