Two Wheeler Package Policy by Royal Sundaram GIC

At a Glance

Two Wheeler Insurance from Royal Sundaram policy is a package cover designed to offer wide protection for the insured vehicle against loss or damage to the vehicle and liability caused by road accidents. Convenient and easy to understand, with easy documentation and hassle-free claims and customer service.

Key Features of the coverage

1. Own Damage

   Plan will cover the accidental loss or damage to your two wheeler caused by any of the following:
   
   Fire, explosion, self-ignition, lightening, burglary housebreaking or theft, riot and strike, earthquake (fire and shock damage), flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, accidental external means, malicious act, terrorist activity, whilst in transit by road rail inland-waterway lift elevator or air, landslide or rockslide.

2. Liability to Third Parties

   Provides cover for any legal liability arising out of the use of the vehicle for:

   • Death of or bodily injury to any person including occupants carried in the insured vehicle (provided such occupants are not carried for hire or reward) but except so far as it is necessary to meet the requirements of Motor Vehicles Act, the Company shall not be liable where such death or injury arises out of and in the course of the employment of such person by the Insured.
   • Damage to property other than property belonging to the Insured or held in trust or in the custody or control of the Insured.
3. Personal Accident Cover

   In the unfortunate event of death and or permanent total disability of owner-driver arising out of an accident while traveling on your two wheeler, we will pay the specified Sum Insured to you/ your legal heir. You can also opt for a personal accident cover for passengers as well as paid drivers. Secure yourself with a personal accident cover for a minimum of Rs.15 lakh.

Add on Covers

At Royal Sundaram, we now have a comprehensive Two wheeler Insurance for you with the below optional add-on covers.

1. Depreciation Waiver Clause
2. Engine Protector cover
3. Enhanced Personal Accident Cover
4. Roadside Assistance Cover
5. Return to Invoice Cover

Disclaimer

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. RSGICL, , Two Wheeler Long Term Package with UIN:IRDAN102RP0001V01200607 is a product underwritten and issued by Royal Sundaram General Insurance Co. Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in

UIN:IRDAN102RP0001V01200607