Car Shield Package Policy by Royal Sundaram

At a Glance

Car Shield is a package cover designed to offer wide protection for the customer and their vehicle. Car Shield simplifies motor insurance making it more convenient and easier to understand, with easy documentation and hassle-free claims service.

Key Features of the coverage

1. Damage to your car

   Providing protection for your car from loss or damage caused by misfortunes such as impact, fire, theft, riot, strike, storm, flood, landslide, malicious act and earthquake.

2. Legal Liability to Third Parties

   Provides for the customers legal protection for death or injury from third parties, including passengers, and for damage to third party property up to a limit of Rs. 7.5 lakhs. Car Shield also includes cover for your legal costs and expenses agreed by Royal Sundaram.

3. Personal Accident

   Providing for the Owner Driver a Capital Sum Insured of Rs.15 lakhs for death and related benefits for specified serious injuries whilst traveling in, mounting, or dismounting from the car. Providing the options to insure named and unnamed occupants of the car for Personal Accident benefits for death and serious injuries.

4. Wider Legal Liability for your Paid Driver

   On request Car Shield can provide for wider cover of your legal Liability to your Paid Driver at Common Law, over and above that offered as per the Workmen's Compensation Act.

5. Your Legal Liability to Employees

   On request Car Shield can insure your legal liability to your employees traveling in or driving the car.

6. Deductible

   Car Shield includes a deductible of Rs.1,000 for cars not exceeding 1,500cc or Rs. 2,000 for cars exceeding 1,500cc. This means that you bear the first amount of each claim for loss or damage to your car. Car Shield gives you the opportunity to benefit from a premium discount by choosing to increase this deductible. The discount is allowed from the Loss or Damage section premium.

Add-On Covers

We understand that your car is one of your most valuable possessions and that it requires an insurance that goes the extra mile. At Royal Sundaram, we now have a comprehensive Car Insurance for you with add-on covers. An insurance that promises you peace of mind and helps you get back on the road in no time.

• Depreciation Waiver Clause
• Windshield Glass Clause
• Voluntary Deductible Clause
• Facilities in Lieu of Spare Car Clause
• Vehicle Replacement Value Plus Cover
• Loss of Baggage Clause
• Aggravation (Damage) cover Clause
• No Claim Bonus Protector Clause
• Key Replacement Clause
• Tyre Cover Clause
• Enhanced Personal Accident Cover
• Roadside Assistance Cover
• Smart Save

Disclaimer

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. RSGICL, Car Shield Package Policy with UIN: IRDAN102RP0004V02201617 is a product underwritten and issued by Royal Sundaram General Insurance Co. Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in

UIN: IRDAN102RP0004V02201617