Manipal Cigna Prime Senior

At a Glance

Manipal Cigna Prime Senior is comprehensive health insurance product designed especially for customers who are close to their retirement stage and Senior Citizens. Elite plan caters to the requirements beyond the mass market category through the thoughtful benefit design. Apart from offering various flexibilities with respect to room rent, Co-pay, PED waiting periods the product has features such as restoration of sum insured, non-medical items, air-ambulance that will strengthen the proposition. While the base product has a PED waiting period of 2 years, the same can be reduced to 90 days, similarly the base co-pay of 20% can be modified to 30%, 20% or even 0% basis the customer requirement.

Key features:

• Option to purchase a Senior citizen product with Zero Co-Payment and with the PED waiting period of just 90 days.
• No mandatory Pre-policy medical checkup.
• Restores your Sum Insured unlimited times in case you are short of coverage for related/unrelated illnesses/injuries.
• Guaranteed Cumulative Bonus with maximum accumulation up to 100% of SI, irrespective of claims.

Key benefits:

• Room Category flexibility with no proportionate deduction for the treatment in higher category room
• Simplistic onboarding
• Annual Health Check-up irrespective of claims from 1^st policy year onwards
• Unlimited Tele consultation
• Premium waiver benefit that waived off 1 year premium in case of listed contingencies

Eligibility and Fees

• Min Entry Age: Adult- 56 Years
• Max Entry Age: Adult - 75 Years
• Policy Period-1, 2 and 3 years

(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

The Premium charged on the Policy will depend on the Plan, Sum Insured, Policy Tenure, Age, Policy Type, Zone of Cover, Optional Covers and Add On Benefits opted. Additionally, the health status of the individual will also be considered

Disclaimer

DBS Bank India Limited (IRDAI Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the registered Corporate Agent of Manipal Cigna Health Insurance Company Limited (IRDAI Reg. No. 151) CIN: U66000MH2012PLC227948 having the Registered office address at 401/ 402, 4th Floor, Raheja Titanium, Off Western Express Highway, Goregaon East, Mumbai – 400063. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The product/ plan - Manipal Cigna Prime Senior (UIN: MCIHLIP23151V012223) is underwritten by Manipal Cigna Health Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in

UIN: MCIHLIP23151V012223