Credit Card Payments

Credit Card Payments

Make credit card payments online with ease via DBS Bank

Now you can manage and pay your credit card bills with ease with the DBS Bank Mobile App—an innovative and quick way to make multiple credit card payments within a few clicks. DBS Bank enables smooth and swift credit card payments online in seconds.

Credit Card Payment via DBS Bank App

  1. Login to your DBS Bank Mobile App by entering your username and password.
  2. Click on the ‘Pay Bills’ Option on the home page of the App, which takes you to the ‘Bill Payment’ page.
  3. Select the Card Card Option under Bill Payments.
  4. You will find a list of banks and credit card providers, from which you have to select the applicable creditor. You may also use the search bar on the page to type in the name of the credit card providing bank/company.
  5. Next, you need to enter your 16-digit card number and name as embossed on the card. You may add a nickname for the card if your like in the next tab on the same page and click on continue. Your credit card details will be successfully added to the system.
  6. You will have completed the steps to set up the creditor. You can continue to the new page, where you must enter the credit card amount your wish to pay and click on ‘pay bill’ and ‘confirm’. You must select NEFT as the preferred fund transfer option for credit card bill payments.
  7. Your payment will be completed, and you will see a reference ID and payment date on the final page.

Once the payment is processed and completed, you can check your DBS Bank Savings Account for the sums debited towards the payment. You can also pay subsequent bills from the same creditor in future by storing their details in the DBS Bank App. You may set up the billers on the DBS Bank Mobile App only. Once done, you can make payments via the App or the internet banking platform. You may also pay your Credit Card bills at DBS Bank ATMs and or via DBS Bank cheques.

We recommend that you pay your credit card bills at least 3-4 days before the payment date since it may take time to update the payment details on the back end.

Make credit card payments instantly and seamlessly with DBS Bank

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Frequently Asked Questions

How can I pay my DBS Bank Credit Card bill?

You can pay your DBS Bank Credit Card bill by opting for any one of the following online modes of payment:

  • DBS Card+ Mobile App. Login to DBS Card+ App > Pay & Transfer (at the bottom of the screen) > Card Bill Payment > Make Payment
  • Payment via Billdesk - BillDesk accepts payments via 50+ banks and you can seamlessly pay via debit card/netbanking/UPI. Payments made via bill desk are credited instantly.
  • Pay in Cash – You can also make Cash Payment at DBS branches.

Please Note: Cash deposit charge of Rs. 250 + 18% GST per deposit will be applicable.

Why does it take three days to process a credit card payment?

All credit card payments made through NEFT are processed in half-hour batches. So, you can expect your payment to be processed between 8:00 am to 4:30 pm on all working days, including Saturdays. If you make payment post the regular working hours of the bank, the payment will be processed the following day. However, the issuing bank may take a little longer to reflect the payment in your account. Thus, it is best to make credit card payments three days before the due date to avoid penalties. 

Is there any maximum limit on processing credit card payment transactions?

No, there is no maximum limit to processing credit card payments. However, you can only make transactions up to INR 5 lakhs using your mobile banking app.

Are there any additional charges associated with credit card payments online?

No, there are no additional charges associated with credit card payments online.