EMIs

Convert to EMI is a special program that allows you to convert all eligible transactions (equal to or above ₹2,500 and made using your Bajaj Finserv DBS Bank SuperCard in the last 50 days) into low-cost EMIs of your choice!

You can choose EMIs of 3, 6, 9, 12, 18, or 24 months as per your convenience. The interest rate and processing fees may vary based on your profile and the chosen EMI tenure, as per DBS Bank’s discretion.

To convert your transaction to EMI from App, follow these steps

• Login to the DBS Card+IN mobile app
• Click on EMI on the 'Cards' screen
• You will see a list of transactions that can be converted to EMI
• Select the desired transaction and EMI tenure
• Confirm and submit

You can follow this step-by-step guide video link on how to convert a transaction to EMI via the DBS Card+ IN app.

You can place a request to pre-close your EMI at any time by reaching out to our 24*7 helpline on 1860 267 6789 (local), +91 4469046789 (international).

Please Note: A pre-closure fee of 3% + GST (as applicable) will be charged on the remaining Principal outstanding.

In case you opt for EMI facility, an amount equal to the purchase amount will be blocked proportionately on your Bajaj Finserv DBS Bank SuperCard limit. The blocked credit limit will be released proportionately to the EMI amount paid by you.

For example, if the Credit Card limit on your Bajaj Finserv DBS Bank SuperCard is INR 1 lakh and you've opted for a product worth INR 12,000 with EMI option of INR 1,000, then we will block INR 12,000 on your card limit, and the remaining INR 88,000 will be available for further expenses. After every INR 1,000 EMI payment, your credit limit will increase by INR 1,000.

Yes, you can see all the EMI you have applied for in the app itself. To view, follow these steps:

1. Login to the DBS Card+ Mobile App
2. Click on "EMI” from the Cards dashboard section
3. You will see a list of all convert to EMI transaction that you currently have