Year-end holiday is right around the corner, here are 5 tips for staying safe while traveling from Bank DBS Indonesia & Chubb Indonesia
Indonesia, 20 Dec 2024 - The year-end holiday is fast approaching, offering travelers the opportunity to explore their bucket list destinations. Data from Statistics Indonesia (BPS) show that 5.34 million Indonesian citizens traveled abroad between January and July 2024, indicating a growing zeal for traveling among Indonesians.
Aside from making arrangements for transportation, accommodation, and holiday itineraries, travelers need to prioritise
safety
! It is crucial that travelers take measures to ensure the safety of their loved ones, belongings, and home for a worry-free trip.
For those preparing for the holidays, Bank DBS Indonesia offers the following tips and recommendations for a safe and pleasant vacation while avoiding any potential problems:
1. Research your destination
Learn about the city or destination you are going to visit. Research not only identifies must-see attractions but also provides information on local safety.
Things to look for before traveling are local crime rates (including credit card skimming and identity theft) and the risk of natural disasters to help you determine places to avoid.
Also, be sure to find out where the police station and hospital are located near where you are staying in case you suddenly fall ill at any time during your trip.
2. Protect your home
The destination is picked and all the necessary documents are in place. It is crucial to ensure that your home is secure before your vacation, especially if you plan to be away for an extended period. Maintaining a high level of security is essential as your residence may be at risk of theft or unexpected damage, including electrical short circuits and leaks.
Be sure to lock all doors and windows securely to keep your home safe. Unplug unnecessary electrical devices to prevent the risk of fire or short circuits. Consider asking neighbors or relatives to check up on the house regularly. You can also install CCTV, home alarms, and automatic timers that turn on and off lights at specific times of the day and night.
3. Keep important documents in a safe
Once you arrive at your destination, it is advisable to keep important documents such as passports, visas, airline tickets, spare credit cards and large amounts of cash in a safe to avoid loss, damage or theft.
It is also important to have digital copies of your documents such as travel tickets that you can store on your phone for convenience and security.
4. Beware of strangers when traveling
Many people enjoy meeting new people while traveling and this can be an exciting part of your experience. However, it is always useful to remain cautious, especially when a stranger gives unsolicited help or is overly friendly.
Always be on the alert for potential pickpockets or scams and remain firm but polite. Beware of your surroundings, rely on instincts, and stay away from unusual situations.
5. Avoid “showing off” valuables in public places
Showing off valuables such as cameras, gadgets or designer bags when traveling can attract thieves, especially in crowded places. To protect yourself and your valuables, keep them in safe and different bags or pockets.
You may need a bag with extra security to minimise the risk of theft. You also need to spread your valuables across different bags. Avoid storing all your valuables in a bag and never place them in a backpack or on your back.
One way to protect yourself while traveling is to purchase travel insurance. Data from the General Insurance Association of Indonesia shows that in 2022, travel insurance purchases in Indonesia exceeded IDR800 billion, a significant increase after the pandemic when travel was restricted. The figure is estimated to continue to rise, indicating a growing awareness of the importance of self-protection while traveling, providing security from potential risks.
Some of the travel insurance coverage you should consider are
Chubb Smart Travel Shield
and
Crime Guard Plus
from Chubb Indonesia and available at Bank DBS Indonesia. Chubb Smart Travel Shield is a comprehensive protection solution that offers coverage of up to IDR4 billion for medical expenses or hospitalisation abroad against the risk of illness or accident. In addition, the product also provides coverage of up to IDR35,000,000 for loss of or damage to personal belongings and baggage, covers travel delays, and provides coverage for loss of or damage to home furnishings due to robbery or fire. Travelers can use promo code dbstravel10 to enjoy a 10% premium discount for travel protection plans. This promo is valid from December 1-31, 2024, and can be used directly on your favorite online travel agent (OTA) applications.
Crime Guard Plus protects you from crime during vacation. It offers protection and compensation against various travel risks, including theft, assault in a taxi or private vehicle, permanent total disability, and accidental death. In addition, it reimburses you for medical expenses and credit card or cell phone bills caused by theft.
Head of Investment and Insurance Products at PT Bank DBS Indonesia
Djoko Soelistyo
said, “The year-end holiday is a precious moment to explore the world and create beautiful memories with loved ones. However, behind all the excitement, it is important to consider safeguards to protect you against unforeseen events. This is when travel insurance plays an important role. Chubb Smart Travel Shield and Crime Guard Plus are designed to provide protection that suits your needs, from medical to crime coverage. Through these two products, we believe we can help our customers enjoy their travels with a sense of security and peace of mind.”
[END]
About DBS
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named
“World’s Best Bank”
by Global Finance,
“World’s Best Bank”
by Euromoney and
“Global Bank of the Year”
by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named
“World’s Best Digital Bank”
by Euromoney and the world’s
“Most Innovative in Digital Banking”
by The Banker. In addition, DBS has been accorded the
“Safest Bank in Asia
”
award by Global Finance for 16 consecutive years from 2009 to 2024.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets.
Established in 1989 as part of the Singapore-based DBS Group, PT Bank DBS Indonesia (Bank DBS Indonesia) is one of the banks with the longest history in Asia. Currently operating 1 Head Office, 13 Branch Offices, 16 Assistant Offices and 4 Functional Offices and 3,011 active employees in 15 Major Cities in Indonesia, Bank DBS Indonesia provides comprehensive banking services that focus on the customer experience to 'Live more, Bank less'. We also see a purpose beyond banking and are committed to supporting our customers, employees, and the community towards a sustainable future.
PT Bank DBS Indonesia
is licensed and supervised by The Indonesian Financial Services Authority (OJK), and an insured member of Indonesia Deposit Insurance Corporation (LPS).
DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by supporting businesses for impact: enterprises with a double bottom-line of profit and social and/or environmental impact. DBS Foundation also gives back to society in various ways, including equipping underserved communities with future-ready skills and helping them to build food resilience.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit
www.dbs.com.
DBS Bank Ltd | 12 Marina Boulevard, DBS Asia Central @ Marina Bay Financial Centre Tower 3,
Singapore 018982 | Co. Reg. No. 196800306E
Tel: 65.6878 8888 | www.dbs.com
