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DBS Bank Personal Loan
for Your Every Need
A personal loan from DBS Bank streamlines achieving your goals. DBS Bank Personal Loans provide the required money for anything special, fantasy travel booking, or extravagant wedding preparation. DBS Bank Personal Loans help realize your aspirations with collateral-free loans up to INR 15 lakh at attractive interest rates.
- Our fast-track facility enables you to complete the application procedure online in minutes and receive rapid fund disbursal
- Assess your eligibility for a loan and receive immediate approval
- Easily repay the loan with affordable EMIs and enjoy flexible repayment tenures
Already have login ID & password but your loan is not disbursed?
An instant online Personal Loan That Empowers You To Achieve More
Imagine a time where money is right at your reach and at your will. Applying for a Personal Loan online at DBS Bank means avoiding laborious paperwork and demanding waiting times.
Features of a DBS Bank Personal Loan let you enjoy:
Get Loan Approval in Principle Right Now
Get quick approval for your Personal Loan minutes after beginning your application procedure.
Simplified Online Loans
Concerned about lengthy documentation and never ending forms? Our digital-first approach at DBS Bank enables you to apply for a Personal Loan in India without the need to visit a branch. Simply use our online banking platforms or digibank app - at the comfort of your home.
Three-day Free Look Period
Not certain if you have made the correct decision? Within a three-day free look period, you may easily cancel your Personal Loan application with DBS Bank. Taxes and loan processing fees are non-refundable*.
Competitive Rates Of Interest
Take advantage of competitive interest rates throughout the duration of your loan. We offer Personal Loans at DBS Bank with an interest rate as low as 10.99%*.
Flexible Loan Tenure Options
When selecting a personal loan, flexibility is paramount. Enjoy tenures of 12 to 60 months with DBS Bank. Repay your loan with convenient EMIs and enjoy the freedom to pursue your aspirations.
Simplified and Digital Loan Management
Your Personal Loan can be effortlessly managed with a single touch on the digibank app or through internet banking. Experience the ease of digital banking and take advantage of the express disbursal options available to you.
Loan Repayment Made Simple
DBS Bank makes paying your personal loan EMIs easy. Simply a few clicks on your phone will let you make monthly payments. To guarantee hassle-free loan management, you can set up standing instructions on your bank account for automated monthly installments.
Already have login ID & password but your loan is not disbursed?
Unlock A World of Possibilities through with DBS Bank Instant Personal Loans
At DBS Bank, we provide Personal Loans to assist you in meeting nearly any financial requirement.
Are you preparing for your special day? Don't give up on the wedding of your dreams. From trousseau, venue, photography, catering, and more, our high-value Personal Loan pays for everything.
Make your travel dreams a reality and quit daydreaming about that vacation. Comfortably travel the world with your Personal Loan converted into a Travel Loan.
Gain access to the most recent smartphones, gaming consoles, laptops, and other cutting-edge technologies that appeal to you. With a DBS Bank Personal Loan, the devices you so desire are consistently within reach.
Considering a house renovation or repairs? You can make well-informed choices with our Personal Loan. Get what you want out of your renovation or repair project seamlessly.
Already have login ID & password but your loan is not disbursed?
Check your eligibility in Seconds for a Personal Loan
Our uncomplicated eligibility criteria guarantee that the application process for Personal Loans is simple for all. To qualify, you should:
Be a citizen of India .
Be aged between 21 and 60 years.
Work either as self-employed or salaried professional.
Earn a minimum of ₹25,000 per month.
Achieve Your Dreams in 4 easy steps
With these simple methods, you can effortlessly navigate the Personal Loan application process:
Utilize our Personal Loan Eligibility Calculator to quickly evaluate your eligibility.
Using the digibank app, instantly open your DBS Bank Savings Account.
Complete the instant KYC verification process.
Check your account to confirm the credited amount from the personal loan.
Already have login ID & password but your loan is not disbursed?
But wait; there is even more!
Your digibank is engineered to improve your quality of life, from the convenience of personal loans and international fund transfers to smarter savings and better investments. It's so effortless, it feels like magic!
Investment
Savvy investment decisions can be made without the need for financial expertise. Let DBS Bank guide you in becoming your own investment expert.
Fixed Deposit
High-interest fixed deposits are an effective way to save for rainy days and prepare for any contingency.
digibank by DBS
An app brought to you by Asia's safest bank, meeting all your banking needs.
Remittance
Guarantee the continuity of your love and life with immediate international transfers at no extra cost.
Insurance
Our family health insurance, automobile insurance, and travel insurance plans ensure that you are protected in the face of any difficulties.
Frequently Asked Questions
Personal Loans between ₹25,000 and ₹15 lakhs are available from DBS Bank.
DBS Bank levies a one-time loan processing fee including taxes upon loan acceptance. Under particular conditions, additional fees could apply for EMI repayments, prepayments, and foreclosure.
Estimate your monthly EMI with the help of DBS Bank's Personal Loan calculator. This free online tool helps you manage your budget effectively by taking into account both your chosen payback period and current interest rates.
Typically, DBS Bank provides expedited approval and disbursement of Personal Loans within 4 to 48 hours.
DBS Bank offers Personal Loans free of collateral. We do not call for any assets as security.
Make sure you satisfy our eligibility requirements and submit all necessary documentation as asked by the bank so you increase your chances of acceptance for a Personal Loan in India.
**All loans will be given out at the sole discretion of DBS Bank India Limited.
View Terms and Conditions
View fees and charges for Personal Loan
For redressal of grievances and complaints, please click here.
Sachet Portal
The Sachet Portal (sachet.rbi.org.in) was launched by the Reserve Bank of India (RBI) to stop dishonest companies from illegally and unlawfully pooling money.
Visit https://sachet.rbi.org.in/ for further details.
Related Links
Our Products
- Savings Account
- Personal Loan
- Fixed Deposit
- Recurring Deposit
- Remittance
- Mutual Fund
- SIP
- Debit Card
- Bill Payment
- Internet Banking
- Travel Now
- PRIME Savings Account
- Safe Deposit Locker
Need Help?
- Calling from India:
1860 210 3456 / 1860 267 4567 - Calling from Overseas:
+91 44 6685 4555 - Help & Support
- Grievance Redressal
- Get in Touch with Us
Interest Rates & Calculators
- FD Interest Rates
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- Personal Loan Interest Rates
- Savings Account Interest Rates
- Savings Account Interest Calculator
- FD Calculator
- RD Calculator
- Mutual Fund Calculator
- EMI Calculator
- SIP Calculator
- Lumpsum Calculator
- Financial Goal Calculator
- Monthly Investment Calculator
- ELSS Calculator
- Personal Loan EMI Calculator
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