Consumer Loan Against Property (C-LAP)

MSME Guidelines

1. For loan application, the borrower is required to submit the following indicative documents (checklist) along with loan application form for credit appraisal.

Type of Credit Facility

Website link for list of Indicative document (checklist)

Consumer LAP

https://www.dbs.com/digibank/in/loans/consumer-loan-against-property

2. Timeline for credit decision of loans are subject to the amount of loan. Details are as follows:

Loan Amount

Timeline

Upto 25 Lacs

Within 14 days from the date of receipt

Above 25 Lacs

Within 6 weeks from the date of receipt

Note: The above timelines commence from the date following the submission of application / Documents by the customer, complete in all respects as per the Bank’s requirements. The timelines exclude the time taken by customer to revert on any clarification/ information sought by the bank.

3. Fees & Charges

Type of Credit Facility

Website link Fees & Charges

Consumer LAP

https://www.dbs.com/digibank/in/loans/consumer-loan-against-property

4. Statement regarding MSME Loan Application