Open digibank Savings Account & get ₹250* Amazon voucher

Download digibank Now

Gold loan Eligibility calculator

Pledge Your Gold and get the Gold Standard of Gold Loans

At a Glance

Do you need money urgently? Are you looking for a loan without high interest rates? Now you can get the necessary funds by pledging your gold with secured Gold Loans from DBS Bank. With DBS Bank, you can mortgage gold in various forms ( Bangles, Necklace/Chain, Nose ring, Pendant, Finger/Toe Ring, Earrings, etc.) and enjoy fast-track loan disbursals. You can visit your nearest DBS Bank to avail the loan.

At DBS Bank, we also make it easy for you to compute the maximum Gold Loan amount you can get with a little assistance from our online Gold Loan Calculator. You can use our Gold Loan calculator to check your eligibility for Gold Loan and walk in to your nearest DBS Bank branch to complete the Gold Loan process.

DBS Bank Gold Loan
Eligibility Calculator

Enjoy attractive interest rates, flexible repayment terms and quick disbursals with DBS Gold Loans.

Purpose:
Loan Tenure
(In Months)
Input Ornament Type
Input Net Weight
(approx in gms.)​

Choose carat​
*You are eligible for a DBS Bank Gold Loan worth
Rs. 0.00

*Total Gold Loan Value Rs. XXXXXXXX
* Terms & Conditions Apply: This interactive tool is provided for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. For an accurate valuation of your gold please visit your nearest DBS Bank branch.

How to Use the DBS Bank Gold loan Eligibility calculator?

Step 1: From the drop down menu, select the purpose for acquiring the loan between agricultural reasons and non-agricultural reasons.

Step 2: If the purpose of obtaining the loan is for agricultural needs, choose your preferred tenure between 6, 9, and 12 months. If you are obtaining the loan for non-agriculatural needs, the default tenure of 12 months will be auto-selected.

Step 3: Next, you need to choose the type of ornament you would be pledging to acquire the loan. Accepted oranaments/products include bangles, necklaces and chains, earrings, finger and toe rings, pendants among other things.

Step 4:You now need to input the net weight of the pledged gold. You must enter the numeric value of the gold in grams only.

*Disclaimer: The values displayed in the calculator only indicate the approximate loan amount you can get based on the market value of gold at the time of using the calculator. Since the market value of gold fluctuates from time to time, it can impact the gold value and loan amount you can avail. The actual loan amount will be determined only after weighing the gold physically. You can visit your nearest DBS Bank to start the Gold Loan process.

Step 5: Finally, you must input the caratage of the pledged gold. You can select the caratage from the drop-down menu. We only accept gold of 18, 20, 22, and 24 carat-gold products.

The result: Once you enter the above details, the calculator instantly computes the maximum loan amount you can avail. You can then bring your gold to the nearest DBS bank to avail the loan.

*Disclaimer: The values displayed in the calculator only indicates the approximate loan amount you can get based on the market value of gold at the time of using the calculator. Since the market value of gold fluctuates from time to time, it can impact the gold value and loan amount you can avail. The actual loan amount will be determined only after weighing the gold physically. You can visit your nearest DBS Bank to start the Gold Loan process.

*Terms & Conditions Apply: This interactive tool is provided for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. For an accurate valuation of your gold please visit your nearest DBS Bank branch.

DBS Bank Gold loan Eligibility calculator – The Prominent Features

With the DBS Bank Gold Loan Calculator you can do so much more than just compute the loan amount.

Easy usage

With its easy, simple, and straight-forward interface, anyone can use the Gold Loan Eligibility Calculator tool.

No errors

As an online, automated tool, the Gold Loan Calculator ensures 100% accurate results, free of any manual calculation errors.

Swift results

No matter how complex the calculation, the calculator provides instant results with options to recheck and modify the values entered the tool.

Free, unrestricted access

There is no limit on the number of times you can use the DBS Bank Gold Loan calculator. We encourage you to use the calculator as often as you need.

Assistance with planning

The Gold Loan Calculator doubles as a budget planning tool. It gives you an estimate of the loan amount eligibility so that you can plan your EMI payments before obtaining the loan.

Gold loan Eligibility calculator FAQs

You can repay the Gold Loan in multiple ways. They include the following.

  • You can pay the applicable interest amount in EMIs and the principal portion when the loan matures.
  • You can pay both the interest and the principal component at the end of the loan tenure.
  • You can use the regular EMI option to pay interest and principal amounts.
  • You can make partial repayment of the principal amount and pay the EMI flexibly.
The requirements you must fulfil to obtain a Gold Loan are simple and straightforward – you should be willing to pledge your gold as collateral. The bank weights the gold, assesses its current market value and determines the loan amount. E.g. The bank may provide a loan of 65%-70% of the current market value of the pledged gold.
At DBS Bank, we evaluate your gold in front of you. Based on the evaluation, we typically approve and disburse the loan almost within a few minutes .