digi Bucks Reward Points

Your favourite program ‘digi Bucks’ ends on 31st August, 2019. It’s your last chance to collect digi Bucks & earn cashback!

At a glance - digi Bucks

digi Bucks is our way of loving you back with perks! With digi Bucks you can get assured monthly cashback straight into your account for everything you do on digibank. There’s no sign-up required and over 9+ transactions are now rewarded with digi Bucks (points).

So, go transacting, collect your digi Bucks and bring home all the goodies and experiences that let you live more.


Milestones

Classic

Collect 500 digi Bucks and get Rs.250 cashback

Premium

Collect 1000 digi Bucks and get Rs.500 cashback

Elite

Collect 2000 digi Bucks and get Rs.1000 cashback

How do I earn digibucks

Here’s what you need to do digi Bucks (for customers with monthly average balance of Rs. 10,000 to Rs. 49,999) digi Bucks (for customers with monthly average balance of Rs. 50,000 & above)
Funds transfer (Inward) Minimum Rs.25,000 using UPI / IMPS / NEFT / RTGS 100 150
Note: Cumulative credit of Rs.25,000 or more will be rewarded with digi Bucks. No intra bank transfers will be considered for digi Bucks for example DBS to digibank or digibank to digibank fund transfers will not receive any digi bucks.
Debit Card spends Rs.2,000 – Rs.5,000 100 150
Eligible Transaction: All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using digibank VISA Debit Card for that particular *month only.
>Rs.5,000 – Rs.10,000 200 300
>Rs.10,000 - Rs.20,000 300 450
>Rs.20,000 400 600
Non eligible transaction: Any transaction using digibank Debit Card, cash withdrawals at ATMs or DBS Bank branches, void transactions (other banks / institutions) will not be considered as a spend for this program. If any reversal happens then it would be subtracted and net spend will be considered for digi Bucks. Also note that only cumulative spend on debit card will be considered for digibucks. If customer has done 3 transactions of Rs.10,000 each then his total spend will be at Rs.30,000 and he will be part of top most slab of Rs.20,000 + to be eligible for 400 or 600 digi Bucks.
Auto BillPay Per active biller 100 150
Only registered bills such as telecom, electricity, gas, power, mutual fund, insurance premium paid using digibank app via auto pay will be rewarded with digi Bucks. Donation payment will not be considered for digi Bucks. Minimum biller value should be Rs.250 or more. Maximum 3 billers will be considered for digi Bucks. Maximum customer can earn is either 300 or 450 digibucks from auto bill payments. This 3 biller condition is effective from 1st April 2019.
Other Bank Credit Card Outstanding Payment Min. Credit Card bill payment in a month via digibank app should be Rs.500 100 150
Any Credit Card bill payment done using digibank app (Max. 1 Credit Card payment in a month only) will be eligible for digi Bucks. Minimum Credit Card bill should be Rs. 500. Maximum digi Bucks that can be earned on a Credit Card bill payment per month is 100 or 150.
Internet banking Min. 1 login in a month 50 75
digi Bucks will be awarded only on the 1st login of the month.
Fixed Deposit Rs.25,000 to Rs.50,000 100 150
>Rs.50,000 to Rs.200,000 200 300
>Rs.200,000 to Rs.500,000 300 450
>Rs.500,000 400 600

Tenure of the FD/RD should be 6 months or more. Cumulative fixed deposit holding by customer will be considered for calculating digi Bucks . For e.g if the customer holds 3 fixed deposits of 1 lac then he would be eligible for 200 or 300 digibucks (depending on the minimum average balance of the customer).

The FD/RD should be active at the time of calculating digibucks, if the customer opens a FD and closes it in the subsequent months then that FD/RD will not be eligible for digi Bucks and digi Bucks awarded will be deducted from the subsequent month's score card.
Recurring Deposit Rs.5,000 to Rs.10,000 100 150
>Rs.10,000 200 300

Tenure of the FD/RD should be 6 months or more. Cumulative fixed deposit holding by customer will be considered for calculating digi Bucks . For e.g if the customer holds 3 fixed deposits of 1 lac then he would be eligible for 200 or 300 digibucks (depending on the minimum average balance of the customer).

The FD/RD should be active at the time of calculating digibucks, if the customer opens a FD and closes it in the subsequent months then that FD/RD will not be eligible for digi Bucks and digi Bucks awarded will be deducted from the subsequent month's score card.
Mutual Fund (SIP) (Revised) Rs.1,500 to Rs.5,000 100 150
Cumulative SIP value for each customer. For e.g if customer has 2 SIPs of Rs.5,000 each then then he / she would be eligible for 200 or 300 digi Bucks and not 400 or 600 digi Bucks.
>Rs.5,000 200 300

Also, in case of Mutual fund investments we will be considering the AUM (value as of date) and not the invested value.

For e.g. if you start an SIP of Rs.1,500 and now the value has come down to Rs.1,490 then in that case it won’t be eligible for digi Bucks.
Personal Loan Any amount 400 600
Earn 400 digi Bucks on your first successful disbursement. Digi Bucks will be credited only for the month in which amount was disbursed.

Frequently Asked Questions

What is the digi Bucks loyalty Rewards program all about?

digi Bucks is an exclusive program for full digiSavings account (biometric completed) holders offering rewards in the form of digi Bucks on select transactions on the digibank App or digibank debit card. These digi Bucks will be accumulated on a monthly basis and cashback will be credited in to account in subsequent month.

Who is eligible for digi Bucks?

digi Bucks would be offered to all full digiSavings account (biometric completed) holders maintaining required MAB*(minimum Rs.10,000). Also minimum vintage of 1 month is required after opening full savings account. Customer would not be eligible for digibucks in the month they have opened the account.

*How is the minimum Monthly Average Balance (MAB) calculated? And how much MAB is required for digi Bucks rewards eligibility?

The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum amount is divided by the number of days in that month. Minimum MAB required for earning digi Bucks is Rs.10,000 per month.

What is the eligibility for redeeming digi Bucks?

Minimum digi Bucks (in a month) required to be eligible for cashback is 500. All eligible customers will get cashback in their digiSavings account latest by the end of subsequent month.

What are the different levels one can reach for earning higher cashbacks?

Customers can earn digi Bucks on specified transaction done on their digiSavings account. On accumulating specified digi Bucks and reaching pre-defined milestone, customers will get cashback as part of this Program.


Levels:

  • Classic: Collect 500 digi Bucks and get Rs.250 cashback
  • Premium: Collect 1000 digi Bucks and get Rs.500 cashback
  • Elite: Collect 2000 digi Bucks and get Rs.1000 cashback
Whom should I contact for any clarification/doubts/queries?

You can always write to [email protected] for any clarification/queries related to the digi Bucks program and can expect a response within 5 working days.

If I open fixed deposit or recurring deposit or start an SIP will be I eligible for points month on month?

Yes, Fixed deposit / Recurring deposit / Mutual Fund SIP will be eligible for digi Bucks for each month as long as these accounts are live with digibank and not pre-maturely closed. These products will receive fresh digi bucks every month. The digi bucks collected from these products will not be carry forwarded or accumulated and added in next month’s scorecard. Every month fresh score card is prepared and for these 3 products fresh points will be added in your new score card for that particular month.

If total digi Bucks are less than 500 but my MAB (Monthly Average Balance) is more than Rs.10,000 will I be eligible for cashback?

To be eligible for cashback minimum 500 digi Bucks has to be accumulated in a month. If you have collected less than 500 digi Bucks and MAB is more than Rs.10,000 still you won’t be eligible for cashback.

What if for a calendar month the digi Buck points are less than 500, will they be carry forwarded to next month?

No digi Bucks will be carry forwarded to next month, each month we will add up your product holdings with digibank and a fresh score card will be prepared for that particular month.

What if I have earned 899 digi Bucks in a month, how much cash back will I be eligible for?

Well, the cash back earning depends on the levels which we have mentioned earlier, here’s the details below:

  • Classic: It starts from 500 digi Bucks & ends at 999 digi Bucks. Well, at the classic level, you will be eligible for the maximum cashback of Rs.250 (no balance digi Bucks will be carry forwarded to next month)
  • Premium: It starts from 1000 digi Bucks & ends at 1999 digi Bucks. Well, at the Premium level, you will be eligible for the maximum cashback of Rs.500 ( no balance digi Bucks will be carry forwarded to next month)
  • Elite: It starts from 2000 digi Bucks +. Well, at the Elite level, you will be eligible for the maximum cashback of Rs.1000 (no balance digi Bucks will be carry forwarded to next month)
What if I have earned 625 digi Bucks in a calendar month, the remaining 125 digi bucks over and above 500 will it get carry forwarded?
As this is a monthly cash back program, every month the digi Bucks gets lapsed and in a new month a fresh score card begins. The balance points, in this case, is 125 digi Bucks, however, there is no carry forward for the subsequent month. Your scorecard starts fresh every month and points collected from table 2 gets added in that fresh score card.
What if I make multiple card payments for different credit cards in a month?

Maximum a customer get is 100 digi Bucks for credit card payment. Even if you make multiple card payments still you would be eligible for 100 digi Bucks.

I have a wallet or LSA (Lite Savings Account) (no biometric done), will I be eligible for digi Bucks?

To be eligible for digi Bucks you need to have a full savings account (bio metric done). So upgrade your account to full savings account and collect digi Bucks.

View Terms and Conditions

Your favourite program ‘digi Bucks’ ends on 31st August, 2019. It’s your last chance to collect digi Bucks & earn cashback!