|
|
| |
|
2005 |
2004 |
2003 |
2002 |
2001 |
Selected Profit and Loss
($ millions) |
|
|
|
|
|
|
| Operating income |
|
4,641 |
4,976 |
4,265 |
4,239 |
3,599 |
Operating profit before provisions and
goodwill charges |
|
2,615 |
3,020 |
2,473 |
2,429 |
1,882 |
Net profit attributable to shareholders
(excluding goodwill charges) |
|
1,952 |
2,435 |
1,491 |
1,381 |
1,119 |
| Net profit attributable to shareholders |
|
824 |
1,995 |
1,061 |
1,103 |
986 |
Selected Balance Sheet ($ millions) |
|
|
|
|
|
|
| Total assets |
|
180,204 |
175,671 |
159,479 |
149,425 |
151,429 |
| Customer loans |
|
79,462 |
69,659 |
64,330 |
60,704 |
68,202 |
| Customer deposits |
|
116,884 |
113,206 |
108,041 |
101,315 |
106,771 |
| Total shareholders’ equity |
|
16,724 |
16,444 |
14,818 |
14,241 |
13,602 |
Per Ordinary Share ($)
|
|
|
|
|
|
|
| Basic earnings (excluding goodwill charges) |
|
1.30 |
1 .63 |
1 .00 |
0.94 |
0.77 |
| Basic earnings |
|
0.54 |
1 .33 |
0.71 |
0.75 |
0.68 |
| Gross dividend |
|
0.58 |
0.40 |
0.30 |
0.30 |
0.30 |
| Net book value |
|
10.9 |
10.7 |
9.7 |
9.3 |
9.0 |
Selected Ratios (%) |
|
|
|
|
|
|
Return on shareholders’ equity
(excluding goodwill charges) |
|
11.8 |
15.6 |
10.3 |
9.9 |
9.9 |
| Return on shareholders’ equity |
|
5.0 |
12.8 |
7.3 |
7.9 |
8.8 |
Return on assets
(excluding goodwill charges) |
|
1.10 |
1.45 |
0.97 |
0.92 |
0.85 |
| Return on assets |
|
0.46 |
1.19 |
0.69 |
0.73 |
0.75 |
| Cost-to-income |
|
43.7 |
39.3 |
42.0 |
42.7 |
47.7 |
| Non-performing loans rate |
|
2.1 |
2.5 |
5.2 |
6.1 |
5.7 |
| Provision coverage |
|
97 |
89 |
63 |
59 |
60 |
Capital adequacy |
|
|
|
|
|
|
| Tier I |
|
10.6 |
11.3 |
10.5 |
10.3 |
12.2 |
| Total |
|
14.8 |
15.8 |
15.1 |
15.5 |
17.4 |
|
|
| |
|
|
|
|